Xactus Credit Report Accuracy Class Action (Cinner)

Status

Potential arbitration. We have no published claim deadline for this case, so none is shown. Nothing is guaranteed.

Summary

Cinner v. Xactus, LLC (Case No. 2:23-cv-04531-JMY, U.S. District Court for the Eastern District of Pennsylvania) is brought under the Fair Credit Reporting Act. The plaintiff says Xactus, a consumer reporting agency, did not follow reasonable procedures to make its credit inquiry reports as accurate as possible: it did not reconcile conflicting data and reported past due balances on charged-off accounts. The claim form refers to reports sold under the name Credit Plus, LLC, which is now Xactus, LLC.

Who Is Included

Consumers whose name appeared in a consumer report sold by Credit Plus, LLC (now Xactus, LLC) that included a calculated monthly payment amount for a charged-off account.

What You Could Receive

A payment if your claim is accepted. The amount per person is not stated in the materials we hold.

What You Need To Do

1. Answer the eligibility question.
2. If you received a postcard or letter Notice, enter the Claim Number and PIN printed on it exactly as shown. Leave them blank if you got no Notice.
3. Enter your contact details. Your mailing address is where any payment would be sent.
4. Sign and date the certification, which says you were harmed by a report in your name that included a calculated monthly payment for a charged-off account. We keep your completed form on file for you.

Administrator

Claims are handled through the official site: cinnerfcraclassaction.com. Mail: P.O. Box 16, West Point, PA 19486.