Bank of America ATM Fee Settlement (2026)

Status: Live (claims open)

Summary & Commentary

Bank of America, N.A. agreed to pay $2.25 million to resolve a class action alleging it improperly charged customers two out‑of‑network balance inquiry fees for a single balance inquiry at FCTI‑owned ATMs located in 7‑Eleven stores. The class covers U.S. accountholders who experienced this between May 1, 2018 and November 16, 2021, and who did not previously receive payment in Weiss v. FCTI, Inc. Current accountholders will receive automatic account credits; former accountholders must file a claim by June 29, 2026. The settlement is administered by Kroll Settlement Administration via the official site OONFeeSettlement.com. Final approval hearing is scheduled for August 21, 2026.

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TL;DR

• Who: U.S. Bank of America accountholders charged duplicate out‑of‑network balance inquiry fees at 7‑Eleven ATMs between May 1, 2018 and November 16, 2021, excluding those paid in Weiss v. FCTI, Inc.

• When: May 1, 2018 – November 16, 2021

• Benefit: Equal pro‑rata share of Net Settlement Fund (from $2.25M)

• Deadline: June 29, 2026 (claims); July 7, 2026 (opt‑out/objection)

• Proof required: Yes (Class Member ID for online; name/address for mail)

• Administrator: Kroll Settlement Administration

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Who Is Included

You qualify if you are or were a Bank of America accountholder in the U.S. who was charged more than one out‑of‑network balance inquiry fee during the same visit to an FCTI‑owned ATM at a 7‑Eleven store between May 1, 2018 and November 16, 2021, and you did not previously make a valid claim and receive payment in Weiss v. FCTI, Inc.

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What You Could Receive

The settlement provides a $2.25 million fund. After deductions (attorneys’ fees up to 30%, costs up to $35,000, service award, notice and administration costs), the remaining Net Settlement Fund will be divided equally on a pro‑rata basis among current accountholders and former accountholders who submit valid claims. The per‑person amount is not specified in advance.

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Key Dates

• Claim Form Deadline (former accountholders): June 29, 2026 (by end of day)

• Opt‑Out Deadline: July 7, 2026 (postmarked by)

• Objection Deadline: July 7, 2026 (postmarked by)

• Final Fairness Hearing: August 21, 2026 at 1:30 p.m. PT

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What You Need To Do

If you are a former accountholder, file a claim by June 29, 2026:

• Online (recommended): Visit OONFeeSettlement.com, log in with your Class Member ID from the notice, complete the claim form, and choose payment method (electronic transfer or check).

• By mail: Download the claim form from the site, fill it out with your name, contact info, and payment preference, and mail it to the Settlement Administrator. Must be postmarked by June 29, 2026.

Current accountholders do not need to file—they will receive automatic credits.

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What This Case Is About

The lawsuit alleges that Bank of America charged two out‑of‑network balance inquiry fees for a single balance check at FCTI‑owned ATMs in 7‑Eleven stores. BofA denies wrongdoing, citing its deposit agreement. The settlement avoids litigation and provides relief now.

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Administrator

Kroll Settlement Administration
Official settlement website: OONFeeSettlement.com
Contact via site or toll‑free number (listed on site).

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Important Documents

• Settlement Agreement, Preliminary Approval Order, Long Form Notice, Claim Form (available in Documents section of the official site)

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This settlement is live and claims are open for former accountholders. If you believe you qualify, act before the June 29, 2026 deadline.